| If you are a landlord in the UK then you will want to ensure your buy to let properties are insured for your own financial protection. If the worst was to occur such as a fire at the let building and you didn't have sufficient insurance in place then you could end up making a huge financial loss with the cost of repairing the property. As a broker we can save you many hours of searching around for the best buy to let insurance quote by doing all the hard work for you, simply complete one short quotation form and our automated systems will check a panel of insurers to find a superb policy for you. | Buy to let insurance |
Sometimes a buy to let insurance policy will be referred to as landlords insurance, generally both these terms refer to the same type of cover which is obviously providing cover for a let building or contents in the UK. When arranging your landlords buildings insurance it is important to remember that you should be insuring the building for its rebuild value and not the sale price. To get this figure accurately you must have a full buildings survey undertaken by a professional, although their are websites which can offer estimates online they should not be relied on.
Buy to let insurance quote
| When arranging your buy to let insurance for your let property in the UK you will want to ensure that the cover provides property owners liability which our policies do as standard. This basically covers you for an injury your tenant(s) may receive within your property and hold you liable for, for example if they fell down the stairs and held you liable because of the quality of the stairs. This is one specific example of how a buy to let insurance policy usually includes more cover relevant to a landlord than a standard household policy would which may not provide cover for a property which is let anyway. |  |
If you have a buy to let property in the UK then you may want to cover the contents within the property which are for use by the tenant such as carpets curtains and white goods. It is important to know that generally buy to let insurance does not provide any cover for the tenants contents nor any contents which the landlord is simply storing within the building for storage purposes which are not for use by the tenant. You can get an online quote from our website today from a panel of insurance companies.